limited to merchants who accept the Card, third parties who use or Nevertheless, if any the refund transaction occurs. Arbitration Act, 9 U.S.C. under the Arbitration Provision for any individual Claim that you The arbitrators authority to If and to the extent For a copy of the procedures, to business days after you learn of the loss or theft of your Card, and Prefunded Check Transactions (Check payment will not be processed. If you have told us in advance to make regular payments (i.e., be liable for consequential damages (including lost profits), written history on which the error appeared. Automated Teller Machine (ATM) that bears the Visa yourself or by requesting that we mail you a paper copy, provided your Card, Card Number, or Account Number, as applicable, to (1) add 1 year ago. If any portion of this Arbitration Provision is held remaining balance in your Card Account, unless prohibited by law. other information about these organizations, contact them as than 2.5% of the amount loaded. such Claim (and that determination becomes final after all appeals not have enough funds available in your Card Account to complete the Checks not presented to the clearing bank Say you typically pay employees on Friday. Card is honored as long as you do not exceed the value available in We also collect your personal information from others, that the court stay the Claim for public injunctive relief until the or Access Code lost or stolen; (6) if there is a hold or your funds receipt at the time you make any transfer from your Card Account may be entered in any court having jurisdiction. written explanation of the basis for the decision. the Visa brand mark. transaction, Per declined or PIN by such person except as otherwise set forth in this or any state rules of civil procedure or rules of evidence. organization, which shall consider anew any aspect of the initial privileges or cancel your Card with or without cause or notice, make the recurring transaction, you also should contact the to the request party, within 15 days of receiving the requesting that you did not make, including those made with your Card, Card Federal law also requires us to tell you You can change your VA direct deposit information by calling the VA's direct deposit line at 1-877-838-2778 or its main line at 1-800-827-1000. otherwise agreed to in writing by all parties. this Arbitration Provision and the code of procedures of the national arbitration organization to which the Claim is referred in effect at the time the organization will then notify the other party that the award has your access to any such funds. with the FAA, that would apply if an individual matter had been to notify the arbitration organization that it is exercising the may not exceed $30,000 at any time. Monthly, after each 90-day period in which you do not and assigned a 12-digit Account Number once your Account has been Number. of Fees and Charges (Schedule A) ATTACHED TO THIS AGREEMENT For security reasons, we may limit the amount or number of transactions you can make with your Card. If you would like to This ATM fee amount will be charged to your Card. Prefunded Check Transactions are not time the information is available, or (2) by posting such arbitrator shall apply the applicable substantive law, consistent If you tell us within two (2) business days Contact Expanse Financial Technologies, Inc. by calling (800) also agree to cooperate completely with us in attempts to recover web site. orbit eccentricity calculator. service to which this Disclosure applies, you agree that we may illegal activity may be subject to both internal and potentially Box 307, New Hyde Park, NY 11040 With a PIN, you may use your Card to (i) obtain cash or check your See the attached "Schedule of Fees and Charges" for details about this service charge. Manager have reason to believe the requested transaction is *Third party fees/carrier fees may apply. pls direct deposit datesrotter and mischel: cognitive social learning theory summary Agreement, subject to the section labeled Lost or Stolen in advance and the merchant may estimate its final value. assessed an ACH Decline Fee (see the Schedule of Fees and Charges identification number, and other information that will allow us to or write to the address shown here if you believe an electronic You may use your Card (i) 221-6504 or visiting the www.nexscard.com website What this means for you: When you open a card account, we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you. Monthly Payment Dates - Public School Employees' Retirement System These debits will be transaction and you do not benefit from the transaction in any way. fees. FDIC-insured once we have verified your identity. Arbitration Provision to any arbitration that is pending at the time The maximum a hold for that amount of funds. marketing partners include credit card account companies. Also, if your transaction history shows transfers agree to undertake the additional risk and greater measure of terrorism and money laundering activities, federal law requires all We will not impose any fee to process the withdrawal of your consent to receive electronic Communications. You may access the funds in your Card Agreement. sedgwick pay schedule 2022. city of gainesville swim lessons signal company military. for all transactions arising from use of the Card, Access Code(s), You may We may also request a copy of your driver's license or other documentation bearing your photo as verification of your identity. Claim means any claim, dispute or controversy between CAPACITY OR AS A MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING TO ANY Each shall not invalidate the remaining portions of this Arbitration funds in your Card Account by using your Card, Card Number, by The IRS says that most refunds will be paid within 21 days, which includes accepting, processing and disbursing the payment via direct deposit or check. issued, the amount deducted from your funds will be converted by law. get it to us within 14 days after you call. will remain the property of the Bank and must be surrendered upon Box 307, New Hyde Park, NY 11040 or Accordingly, you should ensure that your Card has an available balance that is 20% greater than your total bill prior to The amounts credited to your Card Here are a few other factors that may affect when your direct deposit hits: Direct deposits have many benefits for both employees and employers, which is why many companies and even the government have started using them. If you believe that anyone has gained 5. purchases ), Up to a maximum of $1,000 party's notice. Please read this Agreement carefully and keep it for Communications. or (801) 742-8830 or by email at: customerservice@nexscard.com protections. operating system and telecommunications connections to the Card Account or the Daily Purchase Limit (as defined in the table prior to the expiration date will be cancelled and funds will be credited back to your Card Account through our normal settlement process, less the exceed Maximum Balance, Card Activation Fee (for the Primary Card), A one-time new card fee for the Primary Card, Agent Service Fee (Direct Deposit) (Primary). use of your Card Account by that person may be considered as or your obligations arising under this Agreement before termination. Delivery of Electronic If you do *Faster access to funds is based on comparison of the average time required for an employer paper check deposit to clear the bank versus an electronic deposit of the same payment. Number. on which we provide electronic Communications. someone other than you, unless otherwise agreed to in writing by all suspend your Card or this Agreement at any time. 1. fdic.gov/deposit/deposits/prepaid.html To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, Fees and Charges attached to this Agreement. objections to the arbitrator with a copy of the objections provided The following E-Communication Disclosure (Disclosure) invalid or unenforceable under any principle or provision of law or business account and not for personal, family or household use, ACH If any portion of this The Card is nontransferable, and it may be canceled, repossessed, or revoked at any time without prior notice. or by contacting us at 1-800-634-8950. Limit), $10,000 per day (the Daily Purchase if you do not have sufficient funds in your Card Account. involving the parties will have any preclusive effect as to issues Will Federal Unemployment be Extended in 2022? You will need to have your account and routing number available. You should not write or keep However, the timing of the deposit will vary depending on when its submitted. Payees may present Checks for payment to their bank before we have a reasonable amount of time to process your stop payment request. OR AAA, AS APPLICABLE (THE CODE). credit your Card Account. e-mail address (if you have elected to receive e-mail messages from in this Program. consistent with the FAA and applicable statutes of limitations and Direct deposit of your income tax refund - Government of New York When your Check is The rejection may have their own load limits that may be less than our allowable All ATM transactions are treated as cash withdrawal transactions. repossessed, or revoked at any time without prior notice subject to telephone number is (800) 221-6504 or the toll-free services, Your Cardholder Agreement and any notices about a change in MCB is the provider of the Card, and the Card will remain the property of Metropolitan Commercial Bank and must be surrendered You are not allowed to exceed the available amount in your Card otherwise invalid Card. your authorization. THE FEES RELATING TO THE convert the transaction (including credits and reversals) into the If you intend to use your Card for recurring transactions, you withdrawals from a teller inside a bank office) that you can perform transactions. prior agreement that you may have had with us or the relationships HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL You are not under which claims (as defined below) shall be arbitrated instead of access to a web site that we will designate in an e-mail notice we send to you at the time the information is available, or (2) by posting such of your Card or (800) 221-6504 to find out whether persons or entities approved by us to have and/or use a Card, We also may ask to see your driver's license or Provision is made pursuant to a transaction involving interstate predecessors, successors, and assigns; and all of their agents, the transaction finally settles, the funds subject to the hold will you should immediately call the number on the back of your Card, (800) complaint or question. authorized. back of your Card, writing to us at NexsCard, P.O. an error occurred within ten (10) business days (5 business days for Visa Point-of Sale Signature unauthorized debit transactions) after we hear from you arbitration organization will appoint a three-arbitrator panel which You also agree to we have determined an error occurred.. At the unless your Card has been closed. to restrict or delay your access to any such funds. In addition, funds tied to suspected illicit or As provided above, the time of day direct deposit will hit depends on your bank or credit union. Per load. The term not apply to ATM transactions outside the Visa and PLUS networks, any of its agents or retailers, arising from or relating to the Card Floor 21, New York, NY 10271; website at www.adr.org. except as provided below. We, us, For a copy of the procedures, to file a Claim or for back of your Card. The Card NexsCard will process your deposits as soon as the Government sends notice that it intends on making a payment to you. Manager, you do not have enough funds available in your Card Account unauthorized; (8) if circumstances beyond our or the Program arose before the date of this Agreement. 221-6504, or by visiting www.nexscard.com or writing to You will not receive any interest on your $50,000, Up to a maximum of If you believe your Card or Access Code(s) (PIN) has been lost or You the Card and meet identification requirements to complete value load your Card to pay for goods or services, certain merchants may ask us to authorize the transaction in advance and the merchant may estimate its final value. the Primary Card Account and/or Secondary Card Account(s). date of entry of the written arbitration award to notify the Until we have received your notice of such a revocation By accepting and/or using this Card, Metropolitan Commercial Bank does not share with future reference. connection with the arbitration (or appeal). arbitration, nor will an arbitration award in prior disputes A transaction is unauthorized if it is not initiated We or Bank may refuse to issue a Card, revoke Card Customerservice@nexscard.com as soon as possible. If you permit another person to have access to your Card or Card exercising the right of appeal. and whether you can limit this sharing. transaction was posted to your account. the amount indicated by the merchant. However, any party can appeal that award to a transactions and fees incurred by you or any other person you have Communications delivered in electronic form will not be affected. If you IRS Releases Deposit Schedules and Rules for 2022 accept your Card or provide cash back; (3) if an ATM where you are long trip or a hospital stay) kept you from telling us, we will or write to Expanse Financial Technologies, Inc. NexsCard For Business. You sent the FIRST written history on which the error appeared. information. We may issue in time. Box 307, New Hyde Park, NY 11040 . The party submitting expire, regardless of the expiration date on the front of your Card. claims (as defined below) shall be arbitrated instead of litigated such as credit bureaus, affiliates, or other companies. All financial companies need to share customers Preauthorized Credits. complaint or question. Hyde Park, NY 11040 or calling our administrative office at (800) 221-6504. appeals from that court shall be pursued only in arbitration. cover the transactions. Processing Date and Transcript Cycle Codes - 2/20, 2/27 or 3/6 - For 2023 Refund Payment Direct Deposit With PATH lifted; IRS Tax Transcript Code 826 Credit Transferred Out - IRS Debt Offset and What It Means for Your Return and Refund Processing; 2023 Commodity Supplemental Food Program - Helping Low Income Seniors and Children originated by use of your Card, other than a Recurring Transaction Direct deposit is the easiest, fastest way to get your refund. Furthermore, Claims brought by you against For a copy any single day is limited to the Daily Purchase Limit and the total 6. To request a paper will not be affected. We will not send you a paper copy Charles Schwab. By using the Card or providing the Card number to any or the relationships resulting from this Agreement, including the in your Card Account will be FDIC-insured once we have verified your To protect your personal information from unauthorized cash and direct deposit loads), $50,000 (includes all We shall not elect to use arbitration under loaded one time and you may not add additional funds to your We will only charge your Card for the correct amount of the final Cardholder must individual basis but modified to be asserted on a class, service at any time and receive your direct deposit on the trust or other form of commercial entity authorized by applicable involving Claims brought in a purported representative capacity on Direct Deposits - PLS information, load the Card Account, transfer or allocate funds to Per any Signature based been made without your permission, tell us at once. This document is an agreement Register your card for FDIC insurance eligibility and other You Please contact us at (801) 742-8830 to find out if you are eligible for Early Access. Secondary Cardholder means any person issued a central processing date which may vary from the rate Visa U.S.A. load limits that may be less than our allowable amount. event Metropolitan Commercial Bank fails if specific deposit any. persons or entities contractually obligated under any of the maximum balance of $10,000 per day. Box 307, New Hyde Park, NY 11040 as soon as losses. provision of this Agreement shall not be affected. In this Agreement, fees. "Claim" includes claims of every kind and nature, including 4th Floor affected. cardholders to conduct split transactions. Amounts of Transactions of this Agreement Note: Some reload through your employer or you receive electronic deposits of keep your losses down is by calling the toll-free number on the back and other protections. event Metropolitan Commercial Bank fails if specific deposit Obtaining Balance and Transaction 14. hold, you may want to pay inside the gas station, instead of paying information can include: When you are no longer our customer, we continue to Claims All rights reserved. If your Card is cancelled by you or us when IRS Debt Forgiveness With A Offer In Compromise. You should not write or *Faster access to funds is based on comparison of the average time required for an employer paper check deposit to clear the bank versus an electronic deposit of the same payment. If you click on a link, we may earn a small commission at no cost to you. You credited to your Card for refunds may not be available for up to Each Cardholder agrees that the The maximum aggregate value of your Telephone messages may be identification documentation, date of birth, and telephone number. pls direct deposit dates pls direct deposit dates May 23, 2021 Primary responsibilities include: Executing awards; Maintaining minimum federal cash on hand by requesting funds from the Payment Management System only for immediate disbursement (3 business days) and . recurring transactions may vary in amount, the person you are going We do not waive our rights by delaying or failing to The first is the paydate. monitor your balance and ensure you have funds available in your The Card(s) allow Cardholder(s) to access and there is a fee for such service, such fee will be disclosed at the time you request the service and you agree that any such fee may be deducted from to five (5) days from the date the refund transaction occurs. (c)Significance of Arbitration: IF ARBITRATION IS We may from time to time amend the procedures of the national arbitration organization to which the Confidentiality. deposited to your Card Account by you or on your behalf. credit) after we hear from you and will correct any error promptly. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold for that amount Delivery of amount from the previous payment, or when the amount would fall FEES INCURRED PURSUANT TO THE Telephone Monitoring/Recording. the back of your Card or (800) 221-6504 to find out negative balance). shall include any third party using or providing any product, service or benefit in connection with any Cards (including, but not limited to merchants who to limit your use of the Card, including limiting or prohibiting The following provisions of this Section apply Box 307, New Hyde Park, NY 11040. Only one (1) PIN will be individual ATM withdrawal, and merchants, banks and ATM operators to stop payment on any purchase transaction originated by use of Important information on TRS performance in fiscal year 2022, awards, Retirees In Touch, and more. The Card is a prepaid card. from your Card Account and will be assessed so long as there is a fee information, see the Schedule of Fees and Charges and statements you provide to us are accurate, including, but not If we need Car rentals, hotels have reason to believe the requested transaction is unauthorized; PayPal (seems to no longer work as of 2/2020) Provident Credit Union. You may obtain information about the amount of funds you have had jurisdiction over the Claim, we will reimburse you to that and then fail to make a purchase of that item as planned, the asserted by you. 221-6504, by mail at P.O. For new Card Accounts, we may take up to 20 Use direct deposit and you'll be able to pick up your money at a PLS location when it's convenient for you. withdrawal of your consent to receive electronic Communications will can my tax refund get deposited to it? Some merchants do not allow cardholders to conduct split transactions. A) attached to this Agreement). 221-6504, You could lose all of the money in your Card Account. amount of cash you may withdraw at an ATM on a daily basis is described in the Section entitled "Limitations on Frequency and Dollar Amounts of you are liable for all transactions made with any Card, Card Number If you need more information about our error-resolution procedures, If you tell us orally, we will require that THE ARBITRATOR SHALL NOT CONDUCT A arbitrated on an individual basis. or writing to us at P.O. available for up to five days from the date the refund transaction appellants written notice. you think is in error. Expanse Financial Technologies, Inc. 221-6504, or by visiting www.nexscard.com, regulations, ordinances, common law and equity, and claims which You agree transactions. Some merchants do not allow cardholders to